You just purchased an iPhone or clone, such as Droid, and you
need to cover it with iPhone insurance. First, you need to consider a
few extra factors.
• Where do I live and work? Do you live or work
in a high-theft area, where your phone or your life might be in danger
if someone sees you using your phone? On the other hand, is your area
near a construction zone, where an unusual accident can kill your phone?
•
How do I use my phone? Do you use it just for phone calls? Do you
consider your phone as a replacement for a palmtop? If you use it as an
Internet-enabled palmtop / iPhone, you will have a considerable app
library with data that is invaluable to you.
• I spend several
months a year overseas. What coverage do I need? Do you need to cover
your phone for your frequent business trips to Japan or China?
Now that we've discussed the activities that will need to be covered, we will look at the purchase value of your phone.
For How Much Should I Insure My Phone?
If
you have an older phone, you will probably be disappointed to hear that
your phone did not hold its value well. However, if you have a 3G or 4G
iPhone, you probably spent about £500 on it if you were in England. If
you were in the US, that was probably about $1000. Therefore, you will
want to insure it for at least the amount you paid.
Of course, if
you buy your iPhone as part of a cellular plan, you won't pay full price
for it. Therefore, I recommend that you shop around for various iPhones
and iPhone clones, take down their full prices and insure yours for at
least that amount. I say to, "insure yours for at least that amount,"
because you will have added features to your phone, and you need to
consider them, as well.
Many people who have iPhones or iPhone
clones use them as mini-computers, and they also take pictures with
them, which are stored on the ample hard drives within. In addition,
users can add many apps to their phones to fit their needs. Therefore,
because no amount of apps will make up for that one picture you have of
your precious Chihuahua puppy under the Christmas tree. Maybe instead,
you took your Chihuahua to the Grand Canyon on a once-in-a-lifetime trip
and held onto the dog tightly as you boarded the Grand Canyon Railroad
for a round trip to the bottom and back. The point is, you will need to
back those pictures up, as well as getting overseas insurance. If you're
insurance doesn't provide it, then Google "online file backup" and pick
your favorite site.
If you're looking for the best phone insurance
to fit your needs, then Google "phone insurance," but if you are in
Great Britain, and you need iPhone insurance, then go to
Insurance4mobiles at http://www.insurance4mobiles.co.uk/iphone.html. They will welcome you.
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